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British tourists planning to drive their cars whilst abroad should exercise caution before hitting the road.

As was advised by Sainsbury's Car Insurance which reports that unless drivers take steps to make sure that they have adequate insurance cover before leaving to go on a foreign driving holiday then they could be faced with costly repair bills. According to the firm, just under a fifth (17 per cent) of holidaymakers are planning on taking their car overseas during the next 12 months. Overall, France was shown as being the most likely destination for a foreign driving holiday, with some 4.58 million motorists planning to take their vehicles to the European country over the next 12 months. Meanwhile, 1.89 million are set to hit the road in Ireland, with 1.7 million going on a trip to Germany. Spain, Italy and Belgium were also considered to be sought-after locations for motorists.

In addition, it appears that many people are planning a significant journey, with about half of all those going abroad expecting they will drive for more than 1,000 miles whilst away, meanwhile 19 per cent are expecting to drive between 501 and 1,000 miles.

However, as a precursor to setting out to hit the road for Paris, Rome, Berlin or any other Destination in europe, Sainsbury's Car Insurance not only advised motorists to get fully comprehensive car insurance but also to get in contact with their provider to advise them of their intentions to go away before they leave. It would appear that although many insurers provide cover for driving on the continent, policyholders need to let their insurer know of their intentions. If this is not done, Sainsbury's reported drivers would likely see their cover reduced to only incorporate third party, fire and theft.

For those tourists who fail to ensure that they have an adequate policy whilst on their holiday abroad it it is entirely possible that they have to dip into their own pockets in order to fund the cost of vehicle repairs following a breakdown, accident or theft. This could have an impact on their ability to manage loans, credit cards and mortgage repayments upon their return to britain.

In order to reduce the chances of finding themselves in difficulties whilst abroad, the firm urged drivers to plan their route carefully and to check the motoring legislation for the countries that they will be driving through. Additionally, checking tyre pressure and brake fluid levels before departing was also recommended.

Joanne Mallon, head of car insurance for Sainsbury's, reported: "When going on holiday, most people will remember to take travel insurance but we are concerned that some motorists are overlooking the need to ensure that their car journey is fully covered. Having an accident anywhere is bad enough but when abroad it can be compounded by a lack of local knowledge; to then find that the other party's damage is covered, but not your own, is surely a blow worth avoiding."

Those consumers looking for an effective way to finance a holiday may discover that obtaining a personal loan is recommended. And for those wishing to buy a car to take to the road for an adventure on the continent, cheap loans may not only help with purchasing a new car but also help pay for comprehensive insurance policy. Borrowing for the means of getting a car could also be recommended, as a recent Experian study showed 20 per cent of males would go in to the red in order to get a set of wheels.

Mark Dawson writes for Loan-Arrangers .co.uk where visitors can compare loans online. With online application for everything from payday loans to consolidation loans.